Helpful tips and facts for DIY credit monitoring
You know that monitoring your credit is important, but you may not know where to start.
If you don't know the difference between credit reports and credit scores or if you are confused by other terms like credit history, you need a quick DIY guide. To help you, PrivacyGuard has created this starter guide for do-it-yourself credit monitoring.
Understanding the basics of credit reporting
There are several terms that you will hear when discussing and researching credit monitoring. Below are the three terms that you should be familiar with:
Checking your credit history in a credit report
You have the right to obtain a free copy of your credit report from each credit bureau every twelve months or if you are denied credit based by information found in your report.
In your credit report you can review:
Watching for signs of identity theft and errors
It is important for you to regularly check your credit report regularly for inaccuracies. You will be able to find inaccurate entries caused by clerical (or other) errors that could affect your credit history.
Monitoring your credit will also allow you to find signs of identity theft. Early detection of identity theft can help minimize the damage of a stolen identity.
Get help if you need it
Still not sure what you need to watch out for or wondering if you have the time to properly monitor credit? That's OK. You don't have to do it alone.
A PrivacyGuard membership relieves you of some of the burden of credit monitoring. Our membership includes daily credit monitoring, identity theft protection, score tracking alerts and more. Stay on top of your credit - enroll today.