Manage Your Credit Report and Credit Score

Your Credit Report

Your credit report provides a look at your credit history, from credit cards and loans to collections and other personal information. With data from all three national credit reporting agencies, PrivacyGuard is one of the best ways to manage your credit and help protect your identity.
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Your Credit Score

Your credit score gives an indication about your financial health and how much risk you pose to a lender. PrivacyGuard customers can receive their CreditXpert Credit Scores™ online within seconds.*
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Score Tracker with Score Alerts

See your Experian Scorex PLUSsm credit score tracked on a monthly basis. Set your own credit score alerts to be notified of specific credit score changes or milestones.*
Score Tracker with Score Alerts »

Credit Education

Your credit report and score are critical components of your financial health. Let us help you understand them, and get the basics of credit reports and scores, credit history, and learn how to make the most of these important factors.
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* Your PrivacyGuard membership includes Experian Scorex PLUSsm and CreditXpert Credit Scores™. Lenders may use different scores and standards to evaluate a person's creditworthiness, so we cannot determine your qualification for a loan. Your scores are calculated using specific algorithms and are based on information from the files at the three major credit reporting agencies. Your scores may not be identical to scores you receive directly from those agencies or from other sources.