Identity fraud can happen to anyone. That's why it's so important to remain vigilant in protecting your identity. Unfortunately, simply being careful about giving out your personal information may not be enough to protect your identity and prevent identity fraud. Identity thieves have plenty of tools for stealing your identity. Fortunately, PrivacyGuard offers many tools to help you keep your identity safe, including daily credit monitoring.
How PrivacyGuard Identity Theft Protection Works
Your credit report can be affected by a variety of actions, including opening a new account, making late payments, or a change in your credit-to-debt ratio. As such, creditors, retailers, insurance companies and even some wireless carriers may look at your credit report before deciding whether to extend you credit. That's why it's so important to ensure that you know that what is being reported about you is accurate.
PrivacyGuard's daily triple-bureau credit monitoring scans your files at the three national credit reporting agencies — Equifax, Experian, and TransUnion — for certain changes. Since all three credit reporting agencies don't always receive the exact same information from creditors, activity on these reports may vary, so it is important to monitor activity at all three agencies. Should PrivacyGuard's daily credit monitoring detect these changes on any of your credit files, you are sent an alert, giving you the heads up you need to quickly look into the reported activity and ensure that it is accurate. And, should inaccurate activity be detected, the PrivacyGuard support team is standing by and ready to help. See details.
For your security, simply complete the authentication process on the website after you enroll in PrivacyGuard. You cannot access your Credit Report and Scores or start your Credit Monitoring and Alerts until you verify your identity.