As computers continue to become more prevalent in our everyday lives, the risk of online identity theft is growing. As such, you should take steps to protect yourself from identity theft online. Here are some of the main online identity theft concerns and what you can do to protect yourself from identity theft over the internet.
One method of online identity theft is the phishing email. This is an email designed to look like an email from a sender you recognize, such as your bank or credit card company. The email typically says that there is some problem with your account and you need to provide your password or other sensitive information, either by replying to the email or clicking a link to take you to the site. If you click the link, you'll probably be taken to a site that looks a lot like the one you recognize, but in reality it is a dummy site. Once you submit your information, it could wind up in the hands of fraudsters and you have the potential to become a victim of identity theft. If you get such an email and you are concerned because you recognize the company or website, type the URL of the website you know directly into your web browser and log in normally. Or simply call the company in question at the phone number you have on your existing paperwork. Odds are you'll find that there is nothing wrong with your account at all. PrivacyGuard benefits include Norton Internet Security Online, which helps you protect yourself against this type of threat. Its anti-phishing features are a great way to help keep your personal information safe while you're on the web.
Another way online identity theft is perpetrated is through malicious software downloads that contain Trojan Horses, which are secret programs that get into your computer and secretly work to damage your system, steal your personal information or both. Identity entity thieves bury spyware in programs that you think are useful and therefore download. Once activated, these spyware programs can transmit the sensitive data on your computer to another remote computer over the internet without you even being aware of it. Do your research before downloading any software, and make sure you have strong antivirus, antispyware software installed on your computer. Your PrivacyGuard membership provides you with up-to-the-minute protection courtesy of Norton Internet Security Online. See details.
Another threat to online identity theft are malicious web sites that secretly load malware and viruses onto your computer. These small programs can take over your computer and send the information on your computer directly to criminals anywhere in the world. They can also install programs called keyloggers, which track whatever you type into your keyboard. Having a good firewall is essential protection to helping to keep these types of programs from accessing your system. Norton Internet Security Online provides firewall protection, which is included as part of your PrivacyGuard membership.
But PrivacyGuard does more than just help protect you from online identity theft. It also helps protect you offline, with valuable features including daily credit monitoring, credit card and Social Security number fraud surveillance and up to $1,000,000 in identity theft insurance.* See details.
Best of all, you can try all of PrivacyGuard's benefits - including Norton Internet Security Online - right now. Sign up today, and take a proactive approach to identity theft protection.
*Your VantageScore credit score(s) are provided by VantageScore Solutions LLC. The VantageScore model, with scores ranging from 300 to 850, was developed jointly by the three major national credit reporting agencies - Experian®, TransUnion®, and Equifax®. The version of VantageScore provided here is used by some, but not all, lenders. Your score(s) may not be identical or similar to scores received directly from those agencies, from other sources, or from your lender.
*Your liability for unauthorized use of your credit, debit, and ATM cards is limited under federal law. In addition, your card issuer's liability policy may provide for lesser liability amounts that under federal law. Consult your card issuer's terms and conditions for specific details. The policy of many card issuers is not to hold cardholders liable.
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The federal Fair Credit Billing Act gives you the right to dispute billing errors, such as unauthorized charges, on your credit card by notifying your credit card company in writing within 60 days after the first bill containing the error was sent to you. The credit card company must resolve the dispute within two billing cycles (not to exceed 90 days) after receiving your notification. You may withhold payment on the disputed amount (and related charges) during the investigation. You must pay the amount not in dispute. You will be informed in writing whether your bill is correct or contains an error. If your bill contains an error, it will be corrected.
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