Trilegiant Corporation, Trilegiant Insurance Services, Inc., Alliance Marketing Association and their credit information subcontractors shall not have any liability for the accuracy of the information contained in the credit reports or Credit Alert® reports which you receive, including any liability for damages, direct or indirect, consequential or incidental. PrivacyGuard is not a credit counseling service and does not promise to help you obtain a loan or improve your credit record, history or rating.

Daily monitoring will notify you of certain new inquiries and derogatory information, accounts, public records, or change of address that have been added to your credit reports as reported by one of the major credit reporting agencies. If no information has been added or changed, then you will receive a monthly notification stating that no information has changed within their credit file.

PrivacyGuard monitors your personal information and up to ten registered credit/debit cards on the Internet, based on an extensive search of Internet chat rooms; however, it is impossible to ensure that all Internet chat rooms have been searched for your personal information. Accordingly, your alerts may not contain or apprise you of all of your personal information that may have been compromised.

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