There are three national credit reporting agencies that compile credit data on you. The "3" being referred to are Equifax, Experian, and TransUnion. None of these credit reporting agencies produces a report that is necessarily better than any other one, but that's why you you need to review the data from all three. A crucial piece of information that appears on one report may not appear on another report. There's no way to know which credit report a particular company may be using to assess your credit worthiness, so it's important to ensure that each report is accurate and up to date. With PrivacyGuard, you can see the data from all three agencies neatly compiled into one easy-to-read report.
Each credit reporting agency may have a slightly different credit report on file for you. This is because they have slightly different methods of collecting credit information, and they may not all receive the same credit information from their sources. Usually the differences are minor, but if a major credit issue is inaccurate, that particular report and its related score could reflect negatively on your creditworthiness.
As a PrivacyGuard customer, you can receive your latest 3 in 1 Credit Report every three months, enabling you to stay up to date with your credit report - and what it says about you - throughout the year. Whenever you apply for any type of credit, the potential lender pulls at least one of your credit reports. It's that credit report that will most likely determine your interest rates, the amount of credit you will be offered, and even whether or not you will be extended credit at all.
In addition, PrivacyGuard scans all three of your credit reports each day for certain changes that could impact your credit score. That way, you can be informed of potential credit inaccuracies and investigate them before too much time has passed. And, should you ever have trouble understanding your 3 in 1 credit report, or find an inaccuracy, PrivacyGuard is there to help, with toll-free support and professional assistance to help you every step of the way. See details.
Obtaining your latest 3 in 1 credit report from PrivacyGuard takes just seconds. Best of all, you can receive your latest report and scores - as well as enjoy all of PrivacyGuard's other benefits. Sign up now, and see what your 3 in 1 credit report says about you.