Credit fraud can happen any time your personal financial information, be it bank account numbers, credit and debit card numbers, investment accounts or even your 401K, becomes jeopardized. These compromises can occur either online or offline. When dealing with online transactions, it's a good idea to only use sites that use a secure connection. However, viruses, spyware and other malicious programs that may unknowingly have gained access to your computer can transmit any personal information on your computer to a remote source, which may be used for credit fraud.
But the internet isn't the only risk to your credit. Credit fraud may occur while you are making a purchase at a store, or when your credit card is lying in view on a restaurant table. More technologically advanced methods of acquiring your credit information include skimming devices placed on ATMs, gas pumps, and other card reading devices. Thieves may even be able to get useful information from discarded credit card or ATM receipts and financial statements and bills that come in the mail. And despite your best efforts, there is the potential for losses of financial information that are beyond your control. Security breaches can impact anyone. And thieves posing as landlords, creditors or potential employers may even gain access to your credit files.
PrivacyGuard offers an array of advanced credit protection services right at your fingertips. To start, PrivacyGuard customers can receive their latest triple-bureau credit report - and VantageScore credit scores™ associated with each report - every three months. Compiled from the three national credit reporting agencies - Equifax, Experian and TransUnion - your comprehensive report enables you to view and assess your entire credit profile throughout the year, and help ensure that it remains accurate and up-to-date. Since each credit reporting agency is independent from one another, the information they receive about you may vary. That's why it's important to ensure that you are reviewing each agency's data, since a particular inaccuracy may only appear on one agency's credit profile and you want to make sure to catch and correct it before it can cause too much harm. See details.
In addition, PrivacyGuard offers daily credit monitoring, which scans all three of your national credit files for certain changes every day. If your credit files are queried or if a new account is opened, PrivacyGuard will alert you and provide the resources and support you need to assess the change and take any required actions.
PrivacyGuard also provides a credit score tracking tool which plots your VantageScore credit score every three months, so you can see how any recent credit activity is affecting your credit. You'll also be sent an alert if your credit score has made a significant change or reaches one of your designated milestones. A large drop in your score may be a sign of identity theft or an inaccuracy in your report that needs to be investigated, or it may simply be the result of a recent refinancing project that you've done. Conversely, a significant increase may mean you're making smart financial decisions about your credit. See details.
Finally, PrivacyGuard helps keep your credit cards and other personal information safe online with Norton Internet Security Online. This comprehensive security suite includes protection against viruses, spyware, phishing and other threats to your online privacy.
PrivacyGuard's credit protection services are carefully designed to be quick and easy to use. Best of all, your can try all of PrivacyGuard's credit protection services - as well as all of its other benefits - right now. Sign up today, and see all the difference having the right credit protection can make.