One of the hardest things about protecting yourself from credit fraud and identity theft is that it is often hard to know when it is happening to you. Fortunately, PrivacyGuard features an advanced alert system that informs you of certain changes to your credit report, significant fluctuations in your VantageScore credit score and threats to your personal information online. See details.
Each day, PrivacyGuard monitors your credit files at all three of the national credit reporting agencies - Equifax, Experian and TransUnion. Should someone query your credit files or open a new account in your name, PrivacyGuard sends a credit alert to you, informing you of the change and providing the necessary resources and support you need to assess and rectify it, if necessary. See details.
Activities that may trigger a Credit Alert include new inquiries, certain derogatory information, new accounts opened, public records added to the credit file, or a change of address. If PrivacyGuard does not discover any changes to your triple- bureau credit report over a 90-day period, you are sent an "all-clear" notice, letting you know that there have been no monitored changes to report and that PrivacyGuard is still scanning your credit files every single day.
Every three months, PrivacyGuard's Score Tracker plots your VantageScore credit score so you can see how recent credit activity is impacting your credit profile. In addition, Score Tracker will send an alert to you if your credit score has made a dramatic change or reaches one of your designated milestones. A significant change in your score may be the sign of identity theft or an inaccuracy in your report. A significant increase may mean you're making smart financial decisions about your credit. Either way, PrivacyGuard's credit score alerts make it easier to stay on top of your credit picture. See details.
PrivacyGuard continuously monitors the online black market where stolen credit card and Social Security numbers are traded and sold. If PrivacyGuard discovers your registered information (up to ten credit/debit cards) is available on these underground black markets, you are sent an alert and provided the support and guidance needed to help you prevent your cards from being misused. PrivacyGuard may be able to discover that your personal data is in danger within these marketplaces before they are used to commit a crime in your name. So you may be able to actually stop the thieves in their tracks before any damage is done. See details.
PrivacyGuard makes it easy to set up all of your alerts. Best of all, you can take advantage of PrivacyGuard's advanced credit alert system - and all of PrivacyGuard's other benefits - when you sign up to try PrivacyGuard. Sign up today, and be alerted of changes to your credit.