Site & Technical Questions

You can begin using PrivacyGuard as soon as you enroll.

After your identity is verified, you will receive your online credit report within seconds of requesting it.

PrivacyGuard members are entitled to receive a new credit report every 90 days at no additional charge.

No. Only the appropriate institution can change your records. However, PrivacyGuard provides members with toll-free access to Credit Specialists who can help answer questions about your credit report and file a dispute with the credit reporting agencies on your behalf to correct inaccurate information.

The PrivacyGuard website runs on a highly secure web server. Also, the SSL connection scrambles or encrypts data on pages where secure information is transmitted, further safeguarding your information while it passes through cyberspace. In addition, PrivacyGuard meets the requirements of both the VeriSign and Cybertrust security seals.

PrivacyGuard ensures that your information remains confidential between you and the respective credit agencies. For more information, please visit our Privacy Policies.

Contact customer service toll-free at 1-800-374-8273, email service@privacyguard.com, or visit www.privacyguard.com.

To view our Privacy Policies, please visit our Privacy Policies page.

The information in your credit report is compiled from the three national credit reporting agencies: Experian, TransUnion and Equifax. The information is merged into one easy-to-read report, which gives a complete picture of your credit history. All information is kept strictly confidential.

No. The transaction remains confidential between you and the national credit reporting agencies.

You will have access to your credit score for 90 days. After 90 days, a new credit report will be available for viewing.

Your membership number can be found in your membership materials or in the welcome email that was sent to you after you enrolled in PrivacyGuard. If you have not received this email, please call customer service to obtain your member number.

PrivacyGuard often delivers online credit reports in seconds. But there are instances when we are prohibited from doing so. These include:

• We are unable to verify your identity. Before receiving your credit report, you must complete an authentication process. If some or all of these verification questions are answered incorrectly, you will have the option of going through further verification over the phone with a trained representative from our Credit Information Hotline.
• The credit reporting agency does not have adequate information on file to compile a credit report. Individuals with little or no credit history will generally not be able to view a report.
• We are experiencing a temporary technical issue.
• One of the three credit reporting agencies is temporarily down.

Click on "Member Login" at the top right-hand side of the homepage. Next, click on "Recover Here" underneath "Forgot Username?" on the right column of the Member login page. Next, complete the required fields.

Your username and/or password will be emailed to your address on file.

For your protection, if your identity cannot be authenticated you will have the option of going through further verification over the phone with a trained representative from our Credit Information Hotline.

Some tools require that you have Java Virtual Machine (JVM) browser plug-in installed on your computer. You can download the plug-in at this location: www.java.com/en/download/index.jsp