Your PrivacyGuard membership includes Experian Scorex PLUSsm and CreditXpert Credit Scores™. Lenders may use different scores and standards to evaluate a person's creditworthiness, so we cannot determine your qualification for a loan. Your scores are calculated using specific algorithms and are based on information from the files at the three major credit reporting agencies. Your scores may not be identical to scores you receive directly from those agencies or from other sources.

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