Your credit report can be affected by a variety of actions, including opening a new account, making late payments, or a change in your credit-to-debt ratio. As such, creditors, retailers, insurance companies and even some wireless carriers may look at your credit report before deciding whether to extend you credit. That's why it's so important to ensure that you know that what is being reported about you is accurate.
PrivacyGuard's daily triple-bureau credit monitoring scans your files at the three national credit reporting agencies - Equifax, Experian, and TransUnion - for certain changes. Since all three credit reporting agencies don't always receive the exact same information from creditors, activity on these reports may vary, so it is important to monitor activity at all three agencies. Should PrivacyGuard's daily credit monitoring detect these changes on any of your credit files, you are sent an alert, giving you the heads up you need to quickly look into the reported activity and ensure that it is accurate. And, should inaccurate activity be detected, the PrivacyGuard support team is standing by and ready to help. See details.
For your security, simply complete the authentication process on the website after you enroll in PrivacyGuard. You cannot access your Credit Report and Scores or start your Credit Monitoring and Alerts until you verify your identity.
You can try all of PrivacyGuard's benefits - including it's proactive Identity Fraud Surveillance - right now. Sign up today, and take a proactive approach towards protecting your identity.
Email:
service@privacyguard.com
1 Your CreditXpert® Scores™ are provided by CreditXpert Inc. Although these scores are not used by lenders to evaluate your credit, they are intended to reflect common credit scoring practices and are designed to help you understand your credit. Your scores are based on information from the files at the three major credit reporting agencies. Your scores may not be identical or similar to scores you receive directly from those agencies or from other sources.
2 Daily monitoring will notify you of any new inquiries, certain derogatory information, accounts, public records, or change of address that have been added to your credit reports as reported by any of the three major credit reporting agencies. If no information has been added or changed, then you will receive a monthly notification stating that no information has changed within your credit file.
PrivacyGuard is a service of Trilegiant Corporation in conjunction with Trilegiant Insurance Services, Inc. and Alliance Marketing Association. Trilegiant Insurance Services, Inc. does not receive any compensation from the sale of the identity theft insurance benefit included as part of the PrivacyGuard service. Any part of the service may be modified or improved at any time and without prior notice. PrivacyGuard is not available to residents of Rhode Island. PrivacyGuard and Credit Alert are registered service marks of Affinion Publishing, LLC.
